Cashflow 101 Game
First, what is Cashflow 101?
It's like Monopoly but all grown up. It is a
realistic simulation of how you play cashflow in the
real world only in this game you don't really lose
your shirt and you learn how to win in the real
world. It is fun, challenging, educational. Now I
know what to do.
Now, Here are my game tips ...
1. Build a game "team." These are
people you want to play with, grow with. I played
with the same team 2x/month for six months.
Now we are playing with real money! (and supporting
2. Always, no matter, what forgive yourself at
the end of each game. I was so angry a couple of
times that I was speechless. Once I realized where
200K had gone and why ... Like Robert says "Mistakes
are simply indications of what you did not know."
Get the lesson - let it go & move forward.
3. Try playing just the "Banker"
position. Notice how respectfully you are treated by
others when you are in control of their money!
4. When you pull your
income/occupation card ask yourself how you feel ...
Do you feel like a winner going into the game? How
does that relate to how you feel in real life?
5. Don't drink alcohol while you
are playing the game - you need your wits about you
just like in real life ...
6. Have fun developing a system
that works for you. You will take your system plus
the knowledge plus your intuition into the real game
7. Educate yourself! In addition to
the game have your group read and discuss a
financial book - financial opportunities ...
financial dreams ...
Notice how little you are doing this now ...
8. Include your kids. The best gift
you'll ever give them is financial literacy - the
confidence that goes with knowing what to do and how
to do it.
A perk - you'll know what
they are up to because they'll be home playing with
their friends! One of mine Loved it so much he would
even play it solitaire!
Now ... more
Cashflow 101 Game tips from other players
TIP #1: Never...Ever...Quit.
I believe that there are many things
to understand to succeed at the game. But, for me,
the most important is: NEVER, EVER, EVER, EVER QUIT
-- ON YOURSELF! No matter how you feel, NEVER QUIT!
– Kathleen M
TIP #2: Step Out of Your Comfort
CASHFLOW 101 is so powerful because
it reflects your true behavior and allows you to
take risks in a safe environment. Step out of your
comfort zone, and do things you may not feel
comfortable doing in the “real world.” You’ll be
amazed at how it changes your perspective.
– Jack N
TIP #3: Celebrate the Joy of Success.
The biggest 'tip' I have learned so
far is that your way to wealth is the joy- not the
wealth- you achieve. This became very clear to me
after playing dozens of times and realizing that I
would actually SKIP the Dreams on the Fast Track! I
was more interested in winning the game than
'golfing around the world.'
– Jeff B
TIP #4: Focus on Your Goals.
I found that while playing the game,
I would focus on the 'negative' spaces – "Baby" or
"Downsized" – and hope not to land there. I was
focusing specifically on what I didn't want, and,
oddly enough, landing on those spaces most often. I
began to repeat the numbers I WANTED to have come
up, and just as oddly, those numbers seemed to come
up more than mere chance would support. The lesson
is simple: focus on your goals, not on what may go
– Hugh C
TIP #5: Only Take Advice from
When the Opportunity Card comes up,
some people look to fellow players for guidance.
Make sure that those you take advice from are having
success and on their way to getting out of the Rat
– Cal J
TIP #6: Your words are your reality.
Never Say “Can’t.”
There is ALWAYS a way. Think outside
the box. Find a way to make your “can’t” a “can.”
– Grace N
TIP #7: Take Note of Your Overall
After playing the game, take note of
your overall habits- good and bad. Evaluate how
those habits helped or hindered your game play. In
the next game, make a concerted effort to change the
habits that may have prevented you from getting out
of the Rat Race.
– Toni E
TIP #8: Get Rid of Bad Debt.
The thing that has expedited my exit
from the Rat Race: Paying off ‘bad debt.’
– Bridget S
TIP #9: Create Your Own Rules.
Creating your own rules (or modifying
the game rules) can make CASHFLOW 101 more
challenging. For instance, play a game where you and
your teammates: (a) Pass on purchasing $1 & $5 stock
deals; (b) Remove $0 down real estate transactions;
(c) Remove all the doodad cards that are $100 or
– Dylan B
TIP #10: Don’t Limit Yourself.
Along with bad debt, there is good
debt. Don’t limit yourself to your cash on-hand. The
lower the price of the stock, the more money you
should borrow. When you eventually sell your shares,
your rate of return will more than make up for any
bank payments you have to make.
– Roosevelt C
TIP #11: Give Back.
Giving back is a necessary step in
getting out of the Rat Race. Newton’s law states,
“For every action there is a reaction.” Give and you
– Lisa N
TIP #12: Put Your Ego on the Shelf.
The game has showed me some things
about myself I never would have guessed- like the
fact that my ego gets me in more trouble than
anything else. The deals you turn down count just as
much as the deals you make. Don't let your ego get
you in over your head.
– Tami R
TIP #13: Be Able to Make Quick
As Robert says, “Fortune favors the
prepared mind.” When the “Opportunity Card” comes
up, you need to be able to determine if it is a good
or bad deal quickly. Otherwise, just like in the
“real world,” you might miss a great opportunity.
– Phil L
TIP #14: Learn From Your Mistakes.
Mistakes are opportunities to learn
something new. Take risks, make mistakes… and be
smarter for it!
– George C
TIP #15: Give Feedback to Fellow
Players, Not Advice.
Feedback occurs after the action,
advice happens before the action. Your fellow
players will learn more if you tell them what they
did and how they might try a different approach next
time, rather than telling them what to do and how to
– John D
TIP #16: Reinvest Your Cash.
Don’t let it sit there doing nothing…
get your money working for you so you can get out of
the Rat Race!
– Jenny M
TIP #17: Learn From Others.
Take note of fellow players’ winning
game strategies. Next time, test them out for
– Cheridan S
TIP #18: Overcome Fear.
Fear isn’t the problem; it’s how you
handle fear: specifically, the fear of losing money.
Losers are defeated by failure. Winners are inspired
– Jorge T
TIP #19: Always Look For
No matter where you are in the game…
always be on the lookout for opportunities.
– Elle J
TIP #20: Reflect on Lessons Learned.
Always think about what you can learn
from the game you just played. You may not always
have time to reflect on the game as it is played
(and sometimes it is more interesting NOT to play,
but to just observe!), but you should always take
time later to think about the game and what it
taught you. This is part of the educational process
and so it should be savored. You can learn a lot
about how investing works, how well your investment
strategies pay off, and what it takes to exit the
real Rat Race.
– Dave G
Get Ready For Love!
cashflow 101 game